Operationalizing
UCC §9-609 in the Field
Two books built specifically around the statute — what it requires, how it fails in the field, and the system built to close that gap.
The source text on systematic breach-of-peace prevention in self-help repossession. Introduces the scoring model, spotlight conditions, automatic-stop triggers, and SOR documentation standards that make UCC §9-609 operational in the field.
Companion field reference to Peace Under Pressure. Scoring model, protocols, and decision trees in a format designed for real-time application by trained recovery agents in the field.
A Standard That Stands
Independent of
Any Engagement.
When breach of peace is at issue, the central question is always what standard governed the conduct — and what that standard required in practice. These books answer that question with a documented, publicly available framework that any party can obtain and reference directly.
Attorneys, regulators, and lenders don't need to take anyone's word for what the Peace Point™ System requires. They can read it. That independence is deliberate and foundational to the framework's credibility.
A citable, published standard for breach-of-peace conduct in repossession — available directly through Amazon, independently of any testimony or engagement.
An agency that trains to a published standard and documents that training is in a fundamentally different legal and compliance position than one that doesn't. This is that standard.
Vendor oversight built around a documented published standard — not a checklist — creates a defensible compliance framework that holds up to regulatory and legal scrutiny.
Professional Standards
in Repossession
The first comprehensive published framework for professional standards across the repossession industry — covering culture, values, operational structure, and the full lifecycle of how standards are built, maintained, and defended.
Core values and the six Pillars of Professional Standards — Safety, Compliance, Documentation, Training, Leadership, Public Interaction.
Eight-stage standards lifecycle and eight predictable failure modes — the diagnostic framework for gap analysis between written compliance programs and field practice.
In Progress
Nearly a Decade at
CURepossession.com
Wes has been writing for CURepossession — the leading resource for credit union and financial services repossession professionals — for nearly a decade. His pieces are among the publication's most-read.
Need the Analysis
Behind the Standard?
For expert witness analysis, consulting, or speaking engagements grounded in this published work, visit ccarico.com.